“I Can’t Afford to Leave” – Breaking Free From Financial Dependence
One of the most common reasons people stay in unhappy or even toxic marriages is financial fear. “How will I afford to live on my own?” “What if I don’t get enough support?” “Will I have to start over with nothing?” These are real concerns, but they should not be the reason you stay in a situation that is no longer serving you.
The truth is, you don’t need to have everything figured out before you take the first step. Many people assume they must have a large savings account or an immediate plan for financial independence before considering divorce. But in reality, there are legal protections and options available to help you transition.
Financial Protections Available in Divorce
If you are financially dependent on your spouse, you are not alone—and you are not without options. Here are some key financial considerations:
- Temporary Support – You may be entitled to temporary spousal or child support while the divorce is pending. This ensures you can cover basic expenses while working toward financial independence.
- Access to Marital Assets – Even if your spouse controls the finances, you have a legal right to marital assets. Courts do not allow one spouse to cut the other off from financial resources during a divorce.
- Division of Property – Florida follows equitable distribution laws, meaning marital assets (including savings, retirement funds, and real estate) are divided fairly—not necessarily 50/50, but in a way that considers financial need.
- Alimony (Spousal Support) – Depending on your circumstances, you may be eligible for short-term or long-term alimony to help you transition to financial independence.
Steps to Take Right Now
If financial fear is holding you back from taking action, here’s what you can do now to prepare:
- Gather Financial Documents – Make copies of tax returns, bank statements, credit card bills, loan documents, and any other records related to marital finances.
- Open Your Own Bank Account – If you don’t already have one, consider setting up an account in your name for financial security.
- Track Expenses – Understanding your household expenses will help when determining support needs.
- Consult an Attorney – Many people assume they have no financial options until they officially file for divorce, but that’s not true. A consultation will give you a clear understanding of what financial support may be available to you.
You Don’t Have to Stay Trapped
Financial dependence can feel like an impossible barrier to leaving, but the law provides protections to ensure you are not left without resources. You don’t have to figure this out alone, and you don’t have to stay stuck out of fear.
If financial insecurity is stopping you from leaving an unhappy marriage, call us today. We’ll help you understand your options and create a plan to protect your financial future.erve to make your own choices about your future without fear or manipulation.
**Please note to ensure you receive a timely response from a member of our staff, please include family@costalawyers.com in all email correspondence. Thank you **
